Terms and Conditions

Last updated: 25/08/2026

1. Introduction

Welcome to Collect Wise (the "Site"), accessible at https://collectwise.uk. These Terms and Conditions ("Terms") govern your use of the Site and its content, including any newsletter you subscribe to. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

The Site is operated by Collect Wise Ltd, based in the United Kingdom. You can contact us at info@collectwise.uk.

2. Who Can Use the Site

The Site is intended for general audiences. If you are under the age of 16, please only use the Site with the involvement of a parent or guardian.

3. Intellectual Property

Unless otherwise stated, all content on the Site — including text, articles, graphics, logos, and images — is our property or used with permission, and is protected by copyright and other intellectual property laws.

You may view, download, and print content from the Site for your own personal, non-commercial use. You may not:

  • Reproduce, republish, or redistribute content without our prior written consent
  • Use content for commercial purposes without permission
  • Modify or create derivative works from our content

If you'd like to quote, share, or reference our content elsewhere, please get in touch at info@collectwise.uk first.

4. Acceptable Use

When using the Site, you agree not to:

  • Use it in any way that breaches applicable law or regulation
  • Attempt to gain unauthorised access to the Site, its server, or any connected database
  • Introduce viruses, malware, or other harmful material
  • Use automated systems (bots, scrapers) to extract content without our permission
  • Submit false, misleading, or abusive content via our contact form or comments (if applicable)

We reserve the right to restrict or block access to the Site for anyone who breaches these Terms.

5. Contact Form

If you use our contact form, you agree to provide accurate information. We will use the details you submit to respond to your enquiry, in line with our Privacy Policy. We are not obligated to respond to every enquiry, though we will try to.

6. Newsletter

If you subscribe to our newsletter, you agree to receive periodic emails from us. You can unsubscribe at any time using the link provided in every email, or by contacting us at info@collectwise.uk. See our Privacy Policy for details on how we handle your data.

We take reasonable care over the accuracy of newsletter content but do not guarantee it is complete, up to date, or error-free.

7. Third-Party Links

The Site may contain links to third-party websites. We do not control and are not responsible for the content, accuracy, or practices of any linked third-party sites. Including a link does not imply endorsement. You access third-party sites at your own risk.

8. Disclaimer

The content on the Site is provided for general information purposes only and does not constitute professional, legal, financial, or medical advice. While we aim to keep information accurate and up to date, we make no warranties or guarantees, express or implied, about the completeness, accuracy, reliability, or availability of the Site or its content.

Your use of the Site and reliance on any content is entirely at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, or consequential loss or damage arising from your use of, or inability to use, the Site — including but not limited to loss of data, loss of profits, or business interruption.

Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded or limited under English law.

10. Indemnity

You agree to indemnify and hold us harmless from any claims, losses, damages, or expenses (including reasonable legal fees) arising from your breach of these Terms or misuse of the Site.

11. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal reasons. The updated version will be posted on this page with a revised "Last updated" date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Collect Wise Ltd
info@collectwise.uk
78 Birmingham Street, Oldbury, England, B69 4EB